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Pay at your own pace.
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Prequalify Now
Get flexible monthly payment options.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy with confidence.
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Arm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Arm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before paymentsare due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
In-Store Financing with Synchrony Music
Enjoy promotional financing with a Strait Music Credit Card!*
✓ 0% interest for 12 months
✓ Promotional Financing available
✓ Convenient monthly payments
✓ Online bill-pay
✓ Use on all Strait Music purchases*
Get 12 months standard financing on purchases of $499 or more with your Strait Music credit card.
Apply online and get approved instantly! Use your new Synchrony credit account to make purchases (in-store only).
Special Financing
12 months
** Deferred Interest
One-time Martin Guitar Purchases of $399 or More.
228
Thru Jan 31, 2026
18 months
** Deferred Interest
One-time Martin Guitar Purchases of $399 or More.
138
Thru Jan 31, 2026
24 months
** Equal Payments
One-time Martin Guitar Purchases of $399 or More.
229
Thru Jan 31, 2026
Strait Music offers customers a credit card issued by Synchrony Bank that can be used in store. To manage your Strait Music Credit Card, visit synchronybank.com. Once you create your login into your account, you will be able to:
· View your balance
· Make a payment
· View your personal information and make changes to your account
· View existing promotional financing offers
* Subject to credit approval. Minimum Monthly Payments required. See store for details. | ** Deferred Interest: Minimum monthly payments are required, and balance must be paid in full within promotional period to avoid interest charged. | *** Equal Pay No Interest: No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full.
